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Commercial Leasing & Financing
Unlocking Possibilities, Own-It Finance & Auto specializes in tailored solutions for Commercial Leasing and Financing. With a commitment to financial empowerment, we pave the way for businesses to thrive. Our expert team navigates the complexities, offering seamless transactions and flexible terms. Own-It Finance & Auto: Where your aspirations meet strategic financial support. Your success story begins with us.
Private Sale Financing
Elevating Opportunities in Private Sale Financing. Unleash the potential of exclusive transactions with our specialized financing solutions. Tailored to your unique needs, we empower individuals and businesses to navigate private sales seamlessly. Trust in Own-It Finance & Auto to unlock the door to your desired acquisitions through personalized and efficient financing options. Your pathway to private sale success starts here.
Brokering
Your Premier Partner in Brokering Clients’ Assets and Acquiring What Clients Want. Our expertise lies in understanding your unique needs, whether it’s securing assets or fulfilling specific requirements. With a focus on precision and client satisfaction, we navigate the market to deliver tailored solutions. Trust Own-It Finance & Auto to broker your assets seamlessly or acquire precisely what you desire. Elevate your financial journey with us.
Financing Solutions
At Own-It Finance & Auto, we do not count your credit rating as a single source of truth – when considering your application for car finance, we also look into other factors, such as your ability to afford car finance.
We like to give everyone a chance to be approved for car finance, even those whose credit score might not be at its best. As such, we provide an online form to see if you are eligible – it is easy to complete, and will not affect your credit rating, regardless of the outcome.
OUR SERVICES
Our Services
At Own-It Finance & Auto we believe that life should be lived the way you want it. Sometimes circumstances beyond our control can put us in a situation which prevents us from doing so…


Why Choose Us?
Upgrade Your Ride With Flexible Financing Options

Flexible Floorplan Solutions

Unmatched Customer Service

Extensive Knowledge and Experience




Car

Equipment

Personal

Business

Home

Recreational
Our Process

1. Apply for Financing

2. Approval

3. Let's Talk Options

4. Contracts & Drive Away
Sali2025-06-03Trustindex verifies that the original source of the review is Google. What can I say about Own It Finance and Phares? Five stars. Exceptional service. Honestly, it felt like the Instacart of buying cars. Own It Finance was recommended to me when I was going through a complicated time and needed to get a car immediately. I had zero knowledge about cars, what to do, or even where to start. Phares made everything so easy. He had me driving in less than 48 hours from the moment we started talking. The car he found for me had super low mileage, felt almost new, and somehow checked off boxes I didn’t even realize I had. I love my car: it has a moonroof and came in the perfect Oilers blue. Phares also got me the best rate right from the start. I loved the car, and I loved the experience. Not just during the process, but even the follow-up afterward. He’s amazing. Super helpful. Super honest ,which, honestly, I didn’t expect in this industry. I spoke to other dealers and finance people before this, and it just made me appreciate him more. He explained everything clearly, never made me feel rushed or pressured, and I genuinely felt like he had my back the whole time. I’m really grateful to him and the whole team. And Marc, who I spoke to first, also awesome. Can’t say enough good things. Highly recommend. Justin Boyington2024-09-16Trustindex verifies that the original source of the review is Google. Mike went above and beyond getting me into a vehicle with enough space for me and my kids. Was a great experience and was incredibly easy. He was fast, very responsive and answered any questions. Alex was also great. She was nice enough to pickup me up and drop me off to grab the vehicle. As well as drive me to the registry. She also made sure the new vehicle had a full tank of gas. 100% recommend them to anyone looking for a new vehicle. Dale C2024-08-14Trustindex verifies that the original source of the review is Google. Fantastic group to deal with. I have referred numerous friends and family members to Phares and will continue to do so. Can't speak highly enough about them. Andy Carpenter2023-06-14Trustindex verifies that the original source of the review is Google. What a fantastic experience! From finding quality used options with significant upside, Alex, Mike, and the ownership were attentive. Even after taking possession of the new vehicle, there was an issue that was addressed immediately - no hassle or frustration. They honoured every word and went above & beyond to take the pain out of the car purchasing experience. It was incredibly convenient. Mike brought out the car twice before we finalized the deal. The best part was when the deal was complete, Mike drove the new one to our driveway for a third, changed plates, and drove the old one back! Definitely recommend Own-It - you will not be disappointed!!! BEST... experience... in a... very long time!!! NEVER dealing with a traditional dealership again. Patti Brown2022-10-26Trustindex verifies that the original source of the review is Google. We just finished a vehicle deal with Mike for my son... it is a process and Mike delivered on what he said he could do. I had my doubts, but he delivered and impressed me. Very professional and honest during the entire process. I think i was at times not fun to deal with, Sorry Mike. lol But the smile on my son's face when you drove up to deliever his Truck no words can describe! Amazing job!! Joshua Temple2022-09-01Trustindex verifies that the original source of the review is Google. Mike has went above and beyond for my family in finding a car that works financially and economically for us. He will go to long lengths to get you the deal you need. Hands down best experience in car sales I’ve had. Thanks for being upfront and honest the entire process Mike. Josh Petterson2022-02-16Trustindex verifies that the original source of the review is Google. Unbelievable service!! Dealt with Alex. Got me in a beautiful truck, much more than I was expecting! Spent so much time getting me the best deal possible too! 110% recommend Own-It Finance!! Will definitely be back!! Thanks Alex!! Mare Riley2021-11-14Trustindex verifies that the original source of the review is Google. I am so happy with my car! I called with basic expectations and no clue of the process as I've never financed a vehicle before and Alex was amazing and helped me through it. I had a basic idea of what I wanted and he went above and beyond to get me so much better. When it's time for a new car I'm definitely coming back 😊 Chantelle Ginther2021-09-02Trustindex verifies that the original source of the review is Google. Derrick was great to deal with! He actually listened to what I wanted and worked to get it for me. I would refer him to anyone looking for a car. The whole process was painless and easy!
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